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A change of strategy… Fixed rates… 5yr or 10 yr?
For years, I have recommended Variable rate mortgages over Fixed rates. The reasons are simple: Variable rate outperformed Fixed rates in over 88% of the time. You could lock into a Fixed rate at...
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Does 10 yr fixed rates make sense now?…
Fixed rates are still low… and a question I seem to get asked more often these days is, “when does it make sense to take a 10 year fixed rate?” And the answer, for me, is almost never. Today, you can...
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Should you look at 10 year fixed rate mortgages?
Today, right now, we are experiencing all-time record low fixed mortgage rates. Great news if you need a mortgage. And some of you may be thinking of locking into a longer term mortgage. Let’s take...
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Should You Take a 10-Year Fixed Rate When Rates are Low?
I’ve been fielding a lot of calls lately asking about 10-year fixed rates – and with good reason! You can now get a 10-year fixed rate for around 3.04%. That’s almost at an all-time low. But should...
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